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DB Pensions
Defined Benefit (DB)
pensions are those
where members’
benefits are related to
their earnings and their
length of membership.
DC Pensions
Defined Contribution
(DC) pensions are
those where members’
benefits are determined
by how much money is
contributed, how much
these savings grow and
the annuity rate available
in retirement.
Life Assurance
Financial education
More…
£
Something different
Individual pensions
State pensions
Bank accounts
Savings accounts
Other investments
Sponsored links
The BAT Pensions
Administration Team
Your first port of call for
answers
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Capita Hartshead
Hartshead House
2 Cutlers Gate
Sheffield
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Telephone:
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Email:
Website:
FYI Feedback and contributions
To send in a letter to this magazine, give
your feedback or be a contributor to the
next issue, please write to:
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Louise Rands
Pensions Team
British American Tobacco
Globe House
4 Temple Place
London
WC2R 2PG
Email:
WIN £100
Don’t forget to complete the quiz with
answers to four simple questions about
information found in this edition to
be entered to win £100 in shopping
vouchers.
You can complete this quiz online
by clicking on the link from
or, if you have been issued a printed
copy of this publication, you can
complete and return the quiz reply slip
at the end of this publication.
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Congratulations
to David Burton, the
winner of last year’s quiz!