BAT - Invest It

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Welcome

As you are a potential member of the Fund or a member with DC investments, the funds in which your contributions are invested can have a significant impact on the benefits you will receive from the Fund. So, making the right investment choice could make all the difference in helping you have a comfortable retirement.

The Trustee, in conjunction with its investment adviser, has chosen a range of investment options for members of the Fund, but the responsibility for choosing from that range of options is yours. For a copy of the Investment Options booklet which details the investment options available, click here. If you are a member with DC investments, click here to choose or alter your investment options.

This interactive tool is designed to guide you through your investment decision-making. It should take you around 15 minutes to use this tool and you can navigate your way through the tool, change your answers and review the outcome as many times as you like. (If a term is highlighted in blue, then you can select it to find out more information. If the background is shaded in green, this is an action or decision you need to make). It is not intended to cover every detail, but it should give you sufficient understanding of the principles of investing and remind you of the issues you need to think about when making your decisions.

You can use 'Invest-it' alongside the Fund's other tools, 'Plan-it' and 'Take-it'.

'Plan-it' is designed to help you work out the level of income you will need in retirement. Click here to go to 'Plan-it'.

'Take-it' guides you through your options at retirement and your main considerations. Click here to go to 'Take-it'.

The information contained in this tool is of a generic nature and is educational only. Members cannot use the tool to make actual investment choices.

Please note: the guidance in this tool does not constitute individual financial advice. If you need advice based on your personal circumstances you should speak to an independent financial adviser. For details of your nearest independent financial adviser please visit www.unbiased.co.uk.

Please read the ‘Terms of use’ below and click on ‘accept’ to start using the tool.

Neither the Company, the Trustee of the Fund nor the designers of this tool are responsible for your investment decisions.
The use of the tool does not guarantee your eligibility for membership of the Fund.
The Company and/or the Trustee of the Fund reserves the right to change the provisions as well as the investment options of the Fund at any time. The investment options may be changed, or even terminated at any time without prior notice or consent by the employees.
The guidance given in this tool does not constitute individual financial advice. Any opinions on or ratings of investment products contained herein are not intended to convey any guarantees as to the future investment performance of these products. In addition:
- The aims of the funds and any stated performance objectives and performance targets are guidelines only and are not guaranteed.
- The value of the investments may fall as well as rise and you may not get back the amount invested.
- When making your investment decisions, you should bear in mind that past performance is no guarantee of future performance.
- If you have any doubts about your investment decisions, or you would like advice based on your personal circumstances, you should speak to a financial adviser. For details of your nearest Financial Adviser, please visit www.unbiased.co.uk.